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Statements like "I cannot jump 30 feet vertically" are different than "We cannot approve your loan at this time" or "We cannot admit you to our university" as the second two examples really mean "We don't want to."

Is there a term for this?

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    Do you mean like “hiding behind regulations”?
    – Jim
    Commented Mar 30, 2018 at 17:09
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    Deletion. "We cannot approve your loan at this time." is short for "We cannot approve your loan at this time without contravening our regulations, which we never do." Commented Mar 30, 2018 at 20:19

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Based on the vernacular used on ell.SE The difference between Can't and Won't is one of implication. Can't implies something different than won't does.

That link also covers the definitions of the two words in deference to each other, which is sort of a tacit question here.

The implication of the two words is the subject of an article on inc.com which talks about can't being substituted for won't as a sign of weakness so perhaps substitute / substitution is another way to describe the relationship between these two words.

It is also a recurring joke on the TV show Archer wherein the main character is a bit of a jerk about the whole thing.

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"Won't" is a contraction of "will not". So the difference between "cannot" and "won't" resolves to the difference between "can" and "will".

Can is about certain indisputable qualities or facts. In your question, physical forces such as gravity on earth or ceilings prohibit the ability of unaltered, unassisted people to jump 30 feet in the air.

Will implies desires, wants, hopes and intentions. This implies a person to have these intentions.

In the case of a loan approval or a university admission, there are certain rules and regulations in place which must be followed. The use of the word "can't" implies that these rules are the prohibiting factor, not a human decision. They may not be as indisputable as physical forces, but they are incontrovertible for loan company or university admissions staff. Therefore "cannot" is used correctly here and does not mean "won't".

On the other hand "I can’t have dinner with you tonight (despite having no other plans)" probably means "I don’t want to have dinner with you tonight" and "won’t" could be used here. But it’s a lot less confrontational to use "can’t".

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  • Good answer. "In the case of a loan approval or a university admission, there are certain rules and regulations in place which must be followed." this was what I had in my mind.
    – haha
    Commented Mar 30, 2018 at 19:42
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Cannot in the given context means choose not to (for unspecified reasons).

  • We cannot approve your loan at this time.
  • We [choose not to] approve your loan at this time.
  • We [decide not to] approve your loan at this time.

So to answer the question, Is there a term for using "cannot" when one really means "doesn't want to?"

Yes, it's called: "choosing not to." Sometimes referred to as: "deciding not to."

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    @Pam The OP just gave those examples to make her/his point. I don't think s/he actually meant those specific examples.
    – haha
    Commented Mar 30, 2018 at 19:35
  • @haha I think they’re bad examples in the OP. There are better examples when "can't" is used in place of "don't want to".
    – Pam
    Commented Mar 30, 2018 at 19:39
  • Absolutely, I agree.
    – haha
    Commented Mar 30, 2018 at 19:46
  • @Pam ~ Regardless, choosing not to do something is a choice. And deciding not to do it is a decision.
    – Bread
    Commented Mar 30, 2018 at 19:52
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    FYI ~ it isn't necessary to want to do something, in order to do it. You can choose or decide based on criteria that has nothing to do with your personal preferences.
    – Bread
    Commented Mar 30, 2018 at 19:56
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It's a matter of framing the conversation, not proper usage.

"we cannot provide you a loan at this time" - assuming they are providing loans to others, so are not out of cash - means "we don't want to". But it tends not to invite a debate.

As an American having lived in the UK for a few years, it feels much more standard in the UK, which seems a more formal society. "we cannot" does not invite the question "why not". In America, you are more likely to hear phrases like "we would love to, but because of your credit score are unable to" which does invite more debate - i.e., "how can you look at a single number when I have been a good customer for 20 years?!!"

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