Which one is more correct?

Money transfer


Wire transfer

EDIT: the context is the typical web form where a user can choose the type of payment. "Credit card", rather than "Paypal", rather than "Money/Wire transfer".

In Italian there is a specific name for such type of transaction (the Money/Wire transfer, this is the reason why I'm asking).

  • 1
    Specify a context. Otherwise, question is not constructive, not a real question, too localized, or general reference. Commented May 9, 2012 at 20:45
  • @jwpat7- I think OP is just asking about the difference between the two, as it could be interchangeable in some cases.
    – Noah
    Commented May 10, 2012 at 6:36
  • Both are correct but it depends on how do you want to use it.
    – Noah
    Commented May 10, 2012 at 6:38
  • @jwpat7: I updated the question. Commented May 10, 2012 at 8:39
  • Why -1? What's wrong wth this question? Commented May 13, 2012 at 9:52

2 Answers 2


Wire transfer is mostly a US usage, money transfer is probably more universal.

If you are using this in a technical context, software or a report, then EFT (Electronic Funds Transfer) is probably the more correct phrase.


They're... equally correct depending as jwpat7 says on the context. Money transfer refers to that which is being transferred. Wire transfer puts focus on the conveyance itself.

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