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Laurel
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You could try Act of God"Act of God". Perhaps rather unfairly, that tends to have a negative connotation (perhaps because of its use by insurance companies to describe events which they won't pay out on) so I think it suits your request.

You could try Act of God. Perhaps rather unfairly, that tends to have a negative connotation (perhaps because of its use by insurance companies to describe events which they won't pay out on) so I think it suits your request.

You could try "Act of God". Perhaps rather unfairly, that tends to have a negative connotation (perhaps because of its use by insurance companies to describe events which they won't pay out on) so I think it suits your request.

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AAT
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You could try Act of God. Perhaps rather unfairly, that tends to have a negative connotation (perhaps because of its use by insurance companies to describe events which they won't pay out on) so I think it suits your request.