For your example, 'dynamic' and 'static' work:
Example: Due to its everyday use, the balance of a current account can be quite dynamic, but that of a savings account is more likely to be static.
dynamic adj.
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23. Characterized by continuous change,much activity, or progress and vigor ....[dynamic. (n.d.) American Heritage® Dictionary of the English Language, Fifth Edition. (2011). Retrieved November 17 2015 from http://www.thefreedictionary.com/dynamic]
static adj.
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3. showing little or no change ....[static. (n.d.) Random House Kernerman Webster’s College Dictionary. (2010). Retrieved November 17 2015 from http://www.thefreedictionary.com/static]