Questions tagged [finance]

Questions relating to finance and economics.

Filter by
Sorted by
Tagged with
41
votes
5answers
639k views

what is the correct abbreviation for millions, billions and trillions in a financial context?

I've found answers on the web but also got conflicting answers from financial professionals (coworkers). In metric, you'd use M (mega) for million, G (giga) for billion and T (tera) for trillion. ...
19
votes
3answers
7k views

Origin of “skin in the game”

The idiomatic expression to have "skin in the game" means to have incurred monetary risk by being involved in achieving a goal. In the phrase, "skin" is a synecdoche for the person involved, and ...
18
votes
8answers
6k views

Is there a hypernym for debit/credit?

I’m looking for a generic word that means “debit or credit”. Say I have a transaction, and I don’t know whether it’s a debit on the account or a credit on the account, and I want to ask about it, is ...
14
votes
5answers
3k views

Etymology of the word “broker”

I’ve had this personal hypothesis in the back of my mind for many years now about the etymology of the word “broker”. I have gathered a few pieces of the puzzle (many of them in French and a few of ...
12
votes
11answers
5k views

What is it called when you “refill” a debit card?

How it is called (in the US) when you go to the bank or an ATM to add cash to your VISA/MasterCard debit card? That is, when you add cash to the bank account which is tied to that card. Is it ...
12
votes
4answers
1k views

What words describe the relation between “dollars” and “cents”?

A dollar can be divided up into 100 cents. A Swiss franc can be divided into 100 rappen. What are the words that describe these units (dollar vs cents or franc vs rappen)? I found out that ...
11
votes
7answers
3k views

“Bear market” / “Bull market” : what relationship those animals have with economy?

A bull market is a upward trend and a bear market a downward trend, but how did those animals end up in financial terminology?
9
votes
4answers
5k views

Meaning and acceptability of “One fifty” when speaking of dollars

I was watching Errol Morris' ‘11 Excellent Reasons Not to Vote?’. At some point, the dialog goes this way: ― If I could sell my vote, I probably would. ― How much? ― How much? Psssh... ...
9
votes
2answers
7k views

What is the origin of “long” and “short” in finance?

In finance, "short selling" or "shorting" is the practice of borrowing shares of stock and immediately selling them in hopes they will decline in value, allowing you to repurchase them later at a ...
7
votes
3answers
24k views

Fiscal versus Financial [closed]

I've never quite got the hang of this one. Money is the object, but what's the difference between for example 'fiscal policy' and 'financial policy', or are they indeed merely synonyms?
7
votes
2answers
2k views

Liquid Metaphors in the World of Finance

I want to use the terms in bold, to illustrate how these aquatic expressions can be used to a student of mine who is a trader. Obviously, I've exaggerated and greatly simplified the theme but I would ...
6
votes
1answer
2k views

I'm looking for a word to describe artificially inflating a price to keep it consistent

As the title says - I'm struggling to find a word to describe the value that is added to the price charged for something to avoid passing on manufacturing savings to the customer. For example if ...
5
votes
4answers
18k views

“By” vs “Per”. Which one should I use on expressions like “P&L/Geography” or “VaR/Asset”?

In the finance field, it is quite common to express some measures in relation to some grouping criteria. Some groupings can be temporal (year, month, etc.) and others like greography, asset class (e.g....
5
votes
2answers
1k views

Etymology of “plough back” meaning to reinvest

What is the etymology of the phrasal verb plough back which Macmillan Dictionary defines as plough back: to put any profits made by a business back into it in order to make it more successful e.g....
4
votes
4answers
5k views

What is the word or saying for when you pay money for something, but don't end up using it?

For example, I buy a bouncy house as a service, but I don't end up using it. I still have to pay for it, because the contract had me pay upfront. Here's another. I sign up my kid for computer lessons ...
4
votes
3answers
832 views

What is the word for “money I want to spend in the future”?

What would be the short English term for "money I want to spend in the future"? I ask because I've created a simple app for personal finances, where a user can add all the predicted spendings. Right ...
4
votes
3answers
1k views

Etymology of “avalising” (guaranteeing)

An avalising bank is a "bank that ensures payment on a note, bond, or other debt instrument in the event of default. ... the avalising bank is not a party to the transaction in any other way". What ...
3
votes
2answers
3k views

How did 'equity' semantically broaden to mean 'common shares'?

I ask about its meaning for stocks here, not Equity = Assets — Liabilities. See Personal Finance For Canadians For Dummies (2018), p 217. Equity — not to be confused with equity in real estate — is ...
3
votes
4answers
394 views

Usage of lapse referring to a loan application?

I wonder, if a loan applicant chooses not to accept or go any further with a loan application, would you describe that act as cancelling or lapsing the application?, i.e., is the application cancelled ...
3
votes
1answer
72 views

When was the concept of “junk” first applied to finance?

The term junk, used figuratively referring to something of little value, has been used in different contexts in recent decades. According to Etymonline junk food is from 1971, junk art is from ...
3
votes
2answers
434 views

Meaning of “triple witching hour”

What does the phrase triple witching hour mean? I have seen it in the financial news relating to stock markets. I sense it has to do with the convergence of three events, deadlines or periods that ...
3
votes
1answer
50 views

Name for industry standard cost

If you are a business that charges neither at the premium end of the scale nor the cheapest... but charge around average prices, what is the name for that? Off the top of my head I'm thinking: ...
2
votes
2answers
423 views

Commision on stock market

Is it correct to use word commision as a synonym to order on stock market? In meaning: an instruction from customers to brokers to buy or sell on the exchange. I know that commision is a fee or ...
2
votes
1answer
375 views

How did the verb 'leverage' evolve to mean 'use borrowed capital'?

What's an intuitive derivation behind ODO's definition that helps to internalise its meaning: to leverage = Use borrowed capital for (an investment), expecting the profits made to be greater than ...
2
votes
2answers
1k views

What's the difference between “finance hub” and “financial hub”?

Though the phrase "financial hub" is much more widespread (according to a Google search), I have seen "finance hub" as well on news sites. Does the second have a different meaning?
2
votes
2answers
15k views

Difference between accounting, finance and budget [closed]

What's the difference between accounting, finance and budget? Are some of them included in the others?
2
votes
4answers
2k views

Word to describes the money that you lend to somebody?

I am confused about using words related to money. I have looked up in Oxford Learner's dictionaries. The word "loan" has the meaning: money that an organization lends and somebody borrows. On the ...
2
votes
1answer
1k views

What to call the mean between Buy price and Sell price?

In currency exchange (for example when you have US dollars and want to buy euros, or the opposite), what do you call the mean between the Buy price and Sell price? In Japanese we call it TTM: TTM =...
2
votes
2answers
237 views

What does “artificial tariffs” mean?

In a tweet, President Donald Trump wrote @realDonaldTrump June 24, 2018 The United States is insisting that all countries that have placed artificial Trade Barriers and Tariffs on goods going ...
2
votes
3answers
943 views

Term to describe a collection of expenses you didn't think of

When making out a expense chart for example I know there is a term (as I have seen it before) where you can put it in for expenses that may come up that you initially didn't think of - it's not ...
2
votes
1answer
821 views

What is the origin of using the term “lease” to signify a financing agreement with option to buy out an asset, as opposed to simple rent?

A formal definition of the word "lease" makes a lease out to be very similar to "rent" in meaning: noun \ˈlēs\ Definition of LEASE a contract by which one conveys real estate, ...
2
votes
1answer
95 views

How to head off a legal reading of a term or phrase? [closed]

Terms like 'make whole', 'encumbered', etc have both non-financial/non-legal usages and financial/legal usages and, in some cases, explicit financial/legal definitions. To avoid technical ...
1
vote
2answers
38k views

Is there any difference between Loan and Credit?

We are drafting a formal document. I saw somebody replace all occurrences of the word credit to loan. There is no specific meaning assigned to either of these words within the document. Is there any ...
1
vote
1answer
2k views

Can “lend” and “borrow” refer to money?

I'm not sure how to use the following words correctly in finance. Until now, I've used lend and borrow to represent acts that are relative to loans. Today, one of my friends told me that lend or ...
1
vote
2answers
282 views

English word for “monnaie” in the context of money creation

The actual quote is: Un débat sur la monnaie n'a pas encore eu lieu. Il aiderait pourtant à clarifier les choses, plutôt que d'attendre la prochaine crise. Current translation is: A debate on ...
1
vote
1answer
568 views

What does a “run on a bank” mean? [closed]

I've heard it in several finance movies and the sentiment is kind of clear but what does it actually mean, "a run on a bank"?
1
vote
1answer
325 views

What is the opposite of Loan? [closed]

When I take 100$ from Joe with the intention to return it later, Joe is the lender and I am a borrower. This act called Loan from my perspective. I loaned a money from Joe. Joe lent me 100$. How this ...
1
vote
1answer
244 views

-phobia (or similar) word for “fear of the poor”

Peniaphobia seems to refer at least as much to the fear or hatred of being or becoming poor oneself, as it refers to fear or hatred of people who are already poor. What would be a good word, or ...
1
vote
1answer
605 views

Generic term for either debit or credit

In double-entry accounting, transactions are a series of debits and credits applied onto various accounts. What English term could be used to represent something that is either a debit or a credit in ...
1
vote
1answer
71 views

Correct term to describe how many % a portfolio consists of a certain stock?

I'm looking for a simple word used to describe how many % a portfolio consists of a certain stock. I.e. "The GOOGL shares takes up a large ____ of my portfolio." Or "The ____ of the GOOGL shares in ...
1
vote
1answer
2k views

What do the expressions “offshore”, “blind filing” and “operating at a total loss” mean?

In the 2014 film The Other Woman, there is an exchange between several characters: Carmela - Yay.- Mark's not just a cheating scumbag, he's also a thief. Look what I found. This is a list of all of ...
1
vote
1answer
120 views

Another word for component

I was wondering if someone could give a more appropriate word to use in the case below other than component. This will allow a user to manage all components of the financial landscape. I need the "...
1
vote
2answers
258 views

What term describes “the degree to which peers can loan each other money”?

I want to make a distinction between two groups of people: Group A has the liquidity and borrowing power. Group B has minimal liquidity and borrowing power. The term "credit rating" implies it's ...
1
vote
2answers
606 views

Term for a structure of nested holding companies

An example would be a corporation A, that holds a controlling interest (say 51%) in company B, which holds a controlling interest (51% again) in company C, and now company A has a controlling interest ...
1
vote
1answer
174 views

regarding the phrase “carry perspective” and “carry standpoint”

I've encountered a phrase that I can't make out as yet despite my futile attempts to look it up in several dictionaries, along with browsing several online articles containing such phrase. It's in a ...
1
vote
0answers
45 views

Opposite of expense? [duplicate]

I have a database of invoices. Some of these are to be paid by us. These are called expenses. Some are to be paid us by others. How should I call those? I want a word that is fit to use for invoices ...
1
vote
4answers
34 views

Is there a term, preferably informal, for upper-tier white collar workers?

I'm looking for an informal term to describe investment bankers, big law corporate lawyers, high-end consultants, and the like. The closest I can come up with is "yuppie", but that's no good because 1)...
1
vote
0answers
681 views

What does working in finance really mean? [closed]

I think we can all agree to a very vague understanding of what working in Finance means. You're probably involved with financing of... things or people, or maybe you are planning or budgeting or ...
1
vote
0answers
196 views

How to name a the other party of financial transaction (both recipient and sender)?

I am translating a balance sheet and it has a column name of the recipient or a sender of the money. Is there a word that designates "the other party in a transaction"?
1
vote
1answer
1k views

Meaning of “three points” in the context of salary / equity

Alice: What (how much) are you guys getting? Bob: Three points each. Does "three points" mean three thousand/grand in this context? If yes then I assume it would be per month. update 1: I heard ...