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Questions tagged [finance]

Questions relating to finance and economics.

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1answer
45 views

Reconcile - Is this the better word to use in a finance context?

Let's reconcile these transactions Reconcile, in the finance sector, is a pretty common term to describe: Payment reconciliation is the process of checking your bank statements against your ...
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0answers
41 views

When paying a bill, what is the Collective noun for a set of installments?

As a merchant who is charging a customer, I want to let them pay me over a series of instalments rather than in one lump sum. For example: $25 a month for 4 months rather than $100 up-front. What is ...
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4answers
32 views

Is there a term, preferably informal, for upper-tier white collar workers?

I'm looking for an informal term to describe investment bankers, big law corporate lawyers, high-end consultants, and the like. The closest I can come up with is "yuppie", but that's no good because 1)...
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3answers
51 views

“pay out” vs “pay off”

"pay out" vs "pay off" In my company we are selling things and expecting to get money from customers by instalments. English is my second language. But I often hear things like "pay out payments" ...
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2answers
50 views

Umbrella term for treasury bills, notes and bonds

I am using interest rate data for all these treasury securities. Because bills, notes and bonds all are used for a certain maturity interval (https://en.wikipedia.org/wiki/...
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1answer
65 views

Why's a call option called 'call', and put option called 'put'?

I'm asking about etymology, and not what these options are. The answers beneath don't feel convincing; can't 'call' and 'put' be interchanged in them? I'll abbreviate Call Option to CO, and Put Option ...
0
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1answer
34 views

Is it correct to say “Open shift”?

Is it correct to say open shift and close shift or is it more preferred to use begin shift and close shift? By opening shift, I mean it from the perspective of the worker that uses a cash register or ...
3
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1answer
72 views

When was the concept of “junk” first applied to finance?

The term junk, used figuratively referring to something of little value, has been used in different contexts in recent decades. According to Etymonline junk food is from 1971, junk art is from ...
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1answer
778 views

Why are some financial assets like stocks termed 'securities'? [closed]

What semantic notions underlie the original meaning of 'security' (green arrow beneath) to the financial meanings (red arrow)? Etymonline: Since posting this question, Google yielded answers from ...
3
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2answers
3k views

How did 'equity' semantically broaden to mean 'common shares'?

The etymon of equity (aequitatem) meant 'equality, uniformity, conformity, symmetry; fairness, equal rights; kindness, moderation'. What semantic notions underlie these nouns with the financial ...
1
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1answer
276 views

What is the opposite of Loan? [closed]

When I take 100$ from Joe with the intention to return it later, Joe is the lender and I am a borrower. This act called Loan from my perspective. I loaned a money from Joe. Joe lent me 100$. How this ...
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3answers
139 views

How did 'equity' semantically shift to mean 'Assets — Liabilities'?

Equity = Assets — Liabilities [ Etymonline :] early 14c., "quality of being equal or fair, impartiality in dealing with others," from Old French equite (13c.), from Latin aequitatem (...
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1answer
22 views

“authorized as incorporated”?

1 As a result of four two-for-one stock splits on the Common Stock effective October 20, 1989, May 15, 1992, August 22, 1997 and May 21, 2004, the number of shares of Series A ESOP Convertible ...
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4answers
84 views

A term referring to the amount of money one has? [closed]

I am trying to find a word or term to describe the amount of money one has in posession. For example: Account balance Bank statement outstanding balance Assets In e.g the phrases "check your bank ...
3
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2answers
123 views

What does “artificial tariffs” mean?

In a tweet, President Donald Trump wrote @realDonaldTrump June 24, 2018 The United States is insisting that all countries that have placed artificial Trade Barriers and Tariffs on goods going ...
0
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1answer
33 views

Do you “convert money” when you are exchanging with a foreign currency?

I was in the bank the other day and the teller asked me how much of my money I wanted to "convert" into USD. Is this the right form of usage? Cambridge dictionary defines convert in many ways but all ...
0
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1answer
27 views

Meaning of “discount”

If someone is advertising a “reservation discount” of 75000, does that mean A. The final price will be 75000 or B. The final price will be original price - 75000 ?
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4answers
1k views

Word to describes the money that you lend to somebody?

I am confused about using words related to money. I have looked up in Oxford Learner's dictionaries. The word "loan" has the meaning: money that an organization lends and somebody borrows. On the ...
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3answers
59 views

What does “that split” mean?

I read an article about Sundar Pichai Google CEO. ... Since then, things have gone well at Google under Pichai's leadership, while things at Alphabet have been a bit more rocky. Some of ...
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0answers
51 views

Necessary to include abbreviation for really common terms

I am in the process of writing an academic paper in the field of corporate finance. I am wondering if it is necessary to introduce the abbreviation EBITDA (earnings before interest, taxes, ...
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3answers
64 views

What's a phrase for looking over your accounts?

I'm looking for a phrase that means "to look over your accounts," but I know that's not how it's said in English. The phrase banging around my head is "take account," as in "He took account of all of ...
0
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1answer
62 views

What does “… a variance in dividend from the forecast as a shock and noise, …” mean? [closed]

I'm having a hard time understanding the meaning of the last paragraph in bold. Can someone explain it for me, in simple English, using simpler terms? Noise arises from an external shock, which can ...
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1answer
52 views

Understanding a billing's message [closed]

It's important and I want to make sure I understand it correctly before replying or reacting in any way. Hello, John here from billing. Thank you for your patience while we reviewed your ...
1
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1answer
218 views

-phobia (or similar) word for “fear of the poor”

Peniaphobia seems to refer at least as much to the fear or hatred of being or becoming poor oneself, as it refers to fear or hatred of people who are already poor. What would be a good word, or ...
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5answers
71 views

One word describing a money transfer to a digital wallet

I'm wondering how to describe in one word (a noun) the act of transferring money from a lottery operator to the digital wallet of a player who won a prize. It's supposed to be the name of a wallet ...
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0answers
561 views

What does working in finance really mean? [closed]

I think we can all agree to a very vague understanding of what working in Finance means. You're probably involved with financing of... things or people, or maybe you are planning or budgeting or ...
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0answers
176 views

How to name a the other party of financial transaction (both recipient and sender)?

I am translating a balance sheet and it has a column name of the recipient or a sender of the money. Is there a word that designates "the other party in a transaction"?
3
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4answers
375 views

Usage of lapse referring to a loan application?

I wonder, if a loan applicant chooses not to accept or go any further with a loan application, would you describe that act as cancelling or lapsing the application?, i.e., is the application cancelled ...
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0answers
242 views

How to name something that has no value for almost everybody and a given value for a few people only

I'm looking for a term that describes goods that have no value for the majority of people, or a fixed value for a small minority. For example, a random book (not the latest best seller, nor a rare ...
0
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1answer
25 views

What is the legal term for funds that are not fund-of-funds?

I am looking for the legally correct expression for funds that are not fund-of-funds. Those funds do not invest in other funds but to at least 90% directly in stocks or bonds. In German there is the ...
1
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1answer
120 views

Another word for component

I was wondering if someone could give a more appropriate word to use in the case below other than component. This will allow a user to manage all components of the financial landscape. I need the "...
3
votes
1answer
50 views

Name for industry standard cost

If you are a business that charges neither at the premium end of the scale nor the cheapest... but charge around average prices, what is the name for that? Off the top of my head I'm thinking: ...
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2answers
242 views

What term describes “the degree to which peers can loan each other money”?

I want to make a distinction between two groups of people: Group A has the liquidity and borrowing power. Group B has minimal liquidity and borrowing power. The term "credit rating" implies it's ...
19
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3answers
6k views

Origin of “skin in the game”

The idiomatic expression to have "skin in the game" means to have incurred monetary risk by being involved in achieving a goal. In the phrase, "skin" is a synecdoche for the person involved, and ...
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2answers
2k views

When are Roman Numeral suffixes appropriate for number abbreviations?

This question was asked and closed last year as general reference. However, it did not attract the caliber of answer I expected it to. I suggested the following content as an edit, but it was rejected ...
2
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1answer
93 views

How to head off a legal reading of a term or phrase? [closed]

Terms like 'make whole', 'encumbered', etc have both non-financial/non-legal usages and financial/legal usages and, in some cases, explicit financial/legal definitions. To avoid technical ...
17
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8answers
6k views

Is there a hypernym for debit/credit?

I’m looking for a generic word that means “debit or credit”. Say I have a transaction, and I don’t know whether it’s a debit on the account or a credit on the account, and I want to ask about it, is ...
12
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4answers
966 views

What words describe the relation between “dollars” and “cents”?

A dollar can be divided up into 100 cents. A Swiss franc can be divided into 100 rappen. What are the words that describe these units (dollar vs cents or franc vs rappen)? I found out that ...
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4answers
4k views

What is the word or saying for when you pay money for something, but don't end up using it?

For example, I buy a bouncy house as a service, but I don't end up using it. I still have to pay for it, because the contract had me pay upfront. Here's another. I sign up my kid for computer lessons ...
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1answer
1k views

Meaning of “three points” in the context of salary / equity

Alice: What (how much) are you guys getting? Bob: Three points each. Does "three points" mean three thousand/grand in this context? If yes then I assume it would be per month. update 1: I heard ...
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1answer
578 views

Generic term for either debit or credit

In double-entry accounting, transactions are a series of debits and credits applied onto various accounts. What English term could be used to represent something that is either a debit or a credit in ...
0
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3answers
2k views

What is the opposite of “paying by installments”?

What is the opposite of "paying by installments"? I'm looking for the proper financial term for paying in full in a single payment.
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2answers
569 views

Term for a structure of nested holding companies

An example would be a corporation A, that holds a controlling interest (say 51%) in company B, which holds a controlling interest (51% again) in company C, and now company A has a controlling interest ...
6
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1answer
2k views

I'm looking for a word to describe artificially inflating a price to keep it consistent

As the title says - I'm struggling to find a word to describe the value that is added to the price charged for something to avoid passing on manufacturing savings to the customer. For example if ...
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2answers
274 views

English word for “monnaie” in the context of money creation

The actual quote is: Un débat sur la monnaie n'a pas encore eu lieu. Il aiderait pourtant à clarifier les choses, plutôt que d'attendre la prochaine crise. Current translation is: A debate on ...
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1answer
166 views

regarding the phrase “carry perspective” and “carry standpoint”

I've encountered a phrase that I can't make out as yet despite my futile attempts to look it up in several dictionaries, along with browsing several online articles containing such phrase. It's in a ...
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0answers
1k views

Usage of Robo vs Robot [closed]

In my job I'm researching about finance management and advisors. There is a class of software called "Robo Advisors". They are not Robot Advisors, but Robo. http://www.investopedia.com/terms/r/...
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2answers
175 views

A word to describe what a company does when it adds balance to a credit account due to interest

So I have a debt of $500. After a month, I owe $600 because my debtor has added to my account due to interest (also because the account has a terrible APR). In this situation I would say my creditor ...
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4answers
251 views

What official English words describe these activities?

Court man goes to bank, and ask for information about suspect's account. Court man goes to bank, and ask for taking steps to control suspect's account, such as freeze suspect's account or unfreeze ...
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5answers
610k views

what is the correct abbreviation for millions, billions and trillions in a financial context?

I've found answers on the web but also got conflicting answers from financial professionals (coworkers). In metric, you'd use M (mega) for million, G (giga) for billion and T (tera) for trillion. ...