Questions tagged [finance]

Questions relating to finance and economics.

Filter by
Sorted by
Tagged with
2
votes
0answers
59 views

In need of accurate translations for “discount” [closed]

I’m writing a program for point of sales work. Thus, in my code, I need to name things (in English) related to concerns like "Store", "Sales", "Price", etc. I’m now ...
0
votes
1answer
74 views

How did 'whale' semantically shift to mean manipulator of stock market prices?

I couldn't find this finance meaning on OED or Merriam-Webster, probably for it's too newfangled? Recently SoftBank has been blazoned as the NASDAQ Whale. I'm not convinced by the explanation in the ...
1
vote
0answers
38 views

I'm looking for a word that matches a financial concept

I'm looking for a word that I'm not sure exists (disclaimer: English is not my first language). The foreign exchange market deals with currencies e.g. USD, EUR, etc. The stock market e.g. NASDAQ deals ...
-1
votes
1answer
72 views

What exactly do Stop Orders “stop”? [closed]

I understand the meaning of a "stop order" after reading https://money.stackexchange.com/q/96056, https://money.stackexchange.com/q/89018, https://money.stackexchange.com/q/7295. But I don't ...
-6
votes
1answer
123 views

“A prudent speculator never argues with the tape. Markets are never wrong, opinions often are.” [closed]

$LMND: Why I think the market is wrong about Lemonade : investing. Jesse Lauriston Livermore (July 26, 1877 – November 28, 1940) said this. "A prudent speculator never argues with the tape. ...
0
votes
4answers
129 views

How does backwardation semantically relate to backwardness?

What semantic notions underlie 'backward' and 'backwardness', with the meaning of 'backwardation' below? Etymonline overlooked this term. OED is too brusque and doesn't expound the etymology. John ...
-5
votes
1answer
134 views

How did 'long' semantically shift to mean 'buy the underlying asset', and 'short' to mean 'deliver the underlying asset'?

Zvi Bodie, Alex Kane, Alan J. Marcus's Investments (2018 11 edn). p 659. A futures contract calls for delivery of an asset (or in some cases, its cash value) at a specified delivery or maturity ...
1
vote
1answer
59 views

Umbrella term for Invoice, Debit Note, or Credit Note

I would like to find a generic term for a transaction of type Invoice, Debit Note, or Credit Note. The term transaction is already reserved since the context involves other sorts of transactions ...
-2
votes
1answer
27 views

What is 'Elective Application Form'?

I understand what application form is but how is it used with elective? this phrase is from the financial area
1
vote
2answers
96 views

Is Dun / dunning archaic?

verb (used with object), dunned, dun·ning. to make repeated and insistent demands upon, especially for the payment of a debt. noun a person, especially a creditor, who duns another. a ...
-2
votes
1answer
64 views

word for “upper middle class”?

In the USA, UMC roughly means annual income of $1**000, with enough wealth to own a large house and other comforts, but not enough to own a congressperson. Some words that don't seem right: ...
0
votes
1answer
140 views

What do you call what remains to be paid of invoice?

There is an invoice in a computer system. It has the "total sum" and the "paid sum" associated with it. How do you call "what remains yet to be paid" on this one invoice? And which sign, plus or minus ...
1
vote
0answers
330 views

Opposite of expense? [duplicate]

I have a database of invoices. Some of these are to be paid by us. These are called expenses. Some are to be paid us by others. How should I call those? I want a word that is fit to use for invoices ...
1
vote
4answers
41 views

Is there a term, preferably informal, for upper-tier white collar workers?

I'm looking for an informal term to describe investment bankers, big law corporate lawyers, high-end consultants, and the like. The closest I can come up with is "yuppie", but that's no good because 1)...
0
votes
3answers
2k views

“pay out” vs “pay off”

"pay out" vs "pay off" In my company we are selling things and expecting to get money from customers by instalments. English is my second language. But I often hear things like "pay out payments" ...
0
votes
2answers
61 views

Umbrella term for treasury bills, notes and bonds

I am using interest rate data for all these treasury securities. Because bills, notes and bonds all are used for a certain maturity interval (https://en.wikipedia.org/wiki/...
0
votes
1answer
354 views

Why's a call option called 'call', and put option called 'put'?

I'm asking about etymology, and not what these options are. The answers beneath don't feel convincing; can't 'call' and 'put' be interchanged in them? I'll abbreviate Call Option to CO, and Put Option ...
0
votes
1answer
71 views

Is it correct to say “Open shift”?

Is it correct to say open shift and close shift or is it more preferred to use begin shift and close shift? By opening shift, I mean it from the perspective of the worker that uses a cash register or ...
3
votes
1answer
77 views

When was the concept of “junk” first applied to finance?

The term junk, used figuratively referring to something of little value, has been used in different contexts in recent decades. According to Etymonline junk food is from 1971, junk art is from ...
1
vote
1answer
594 views

What is the opposite of Loan? [closed]

When I take 100$ from Joe with the intention to return it later, Joe is the lender and I am a borrower. This act called Loan from my perspective. I loaned a money from Joe. Joe lent me 100$. How this ...
0
votes
1answer
24 views

“authorized as incorporated”?

1 As a result of four two-for-one stock splits on the Common Stock effective October 20, 1989, May 15, 1992, August 22, 1997 and May 21, 2004, the number of shares of Series A ESOP Convertible ...
-1
votes
4answers
267 views

A term referring to the amount of money one has? [closed]

I am trying to find a word or term to describe the amount of money one has in posession. For example: Account balance Bank statement outstanding balance Assets In e.g the phrases "check your bank ...
2
votes
2answers
263 views

What does “artificial tariffs” mean?

In a tweet, President Donald Trump wrote @realDonaldTrump June 24, 2018 The United States is insisting that all countries that have placed artificial Trade Barriers and Tariffs on goods going ...
0
votes
1answer
41 views

Do you “convert money” when you are exchanging with a foreign currency?

I was in the bank the other day and the teller asked me how much of my money I wanted to "convert" into USD. Is this the right form of usage? Cambridge dictionary defines convert in many ways but all ...
0
votes
1answer
44 views

Meaning of “discount”

If someone is advertising a “reservation discount” of 75000, does that mean A. The final price will be 75000 or B. The final price will be original price - 75000 ?
2
votes
4answers
3k views

Word to describes the money that you lend to somebody?

I am confused about using words related to money. I have looked up in Oxford Learner's dictionaries. The word "loan" has the meaning: money that an organization lends and somebody borrows. On the ...
0
votes
3answers
77 views

What does “that split” mean?

I read an article about Sundar Pichai Google CEO. ... Since then, things have gone well at Google under Pichai's leadership, while things at Alphabet have been a bit more rocky. Some of ...
0
votes
3answers
131 views

What's a phrase for looking over your accounts?

I'm looking for a phrase that means "to look over your accounts," but I know that's not how it's said in English. The phrase banging around my head is "take account," as in "He took account of all of ...
0
votes
1answer
79 views

What does “… a variance in dividend from the forecast as a shock and noise, …” mean? [closed]

I'm having a hard time understanding the meaning of the last paragraph in bold. Can someone explain it for me, in simple English, using simpler terms? Noise arises from an external shock, which can ...
-3
votes
1answer
55 views

Understanding a billing's message [closed]

It's important and I want to make sure I understand it correctly before replying or reacting in any way. Hello, John here from billing. Thank you for your patience while we reviewed your ...
1
vote
1answer
348 views

-phobia (or similar) word for “fear of the poor”

Peniaphobia seems to refer at least as much to the fear or hatred of being or becoming poor oneself, as it refers to fear or hatred of people who are already poor. What would be a good word, or ...
-2
votes
5answers
101 views

One word describing a money transfer to a digital wallet

I'm wondering how to describe in one word (a noun) the act of transferring money from a lottery operator to the digital wallet of a player who won a prize. It's supposed to be the name of a wallet ...
1
vote
0answers
255 views

How to name a the other party of financial transaction (both recipient and sender)?

I am translating a balance sheet and it has a column name of the recipient or a sender of the money. Is there a word that designates "the other party in a transaction"?
0
votes
1answer
39 views

What is the legal term for funds that are not fund-of-funds?

I am looking for the legally correct expression for funds that are not fund-of-funds. Those funds do not invest in other funds but to at least 90% directly in stocks or bonds. In German there is the ...
1
vote
1answer
176 views

Another word for component

I was wondering if someone could give a more appropriate word to use in the case below other than component. This will allow a user to manage all components of the financial landscape. I need the "...
3
votes
1answer
51 views

Name for industry standard cost

If you are a business that charges neither at the premium end of the scale nor the cheapest... but charge around average prices, what is the name for that? Off the top of my head I'm thinking: ...
18
votes
4answers
13k views

Origin of “skin in the game”

The idiomatic expression to have "skin in the game" means to have incurred monetary risk by being involved in achieving a goal. In the phrase, "skin" is a synecdoche for the person involved, and ...
2
votes
1answer
96 views

How to head off a legal reading of a term or phrase? [closed]

Terms like 'make whole', 'encumbered', etc have both non-financial/non-legal usages and financial/legal usages and, in some cases, explicit financial/legal definitions. To avoid technical ...
4
votes
4answers
8k views

What is the word or saying for when you pay money for something, but don't end up using it?

For example, I buy a bouncy house as a service, but I don't end up using it. I still have to pay for it, because the contract had me pay upfront. Here's another. I sign up my kid for computer lessons ...
2
votes
1answer
2k views

Meaning of “three points” in the context of salary / equity

Alice: What (how much) are you guys getting? Bob: Three points each. Does "three points" mean three thousand/grand in this context? If yes then I assume it would be per month. update 1: I heard ...
0
votes
3answers
2k views

What is the opposite of “paying by installments”?

What is the opposite of "paying by installments"? I'm looking for the proper financial term for paying in full in a single payment.
0
votes
4answers
255 views

How did 'equity' semantically shift to mean 'Assets — Liabilities'?

I ask about Equity = Assets — Liabilities here, not its meaning as stock. See Personal Finance For Canadians For Dummies (2018). p 468. equity: In the real-estate world, this term refers to the ...
1
vote
1answer
798 views

Generic term for either debit or credit

In double-entry accounting, transactions are a series of debits and credits applied onto various accounts. What English term could be used to represent something that is either a debit or a credit in ...
12
votes
4answers
2k views

What words describe the relation between “dollars” and “cents”?

A dollar can be divided up into 100 cents. A Swiss franc can be divided into 100 rappen. What are the words that describe these units (dollar vs cents or franc vs rappen)? I found out that ...
1
vote
2answers
325 views

English word for “monnaie” in the context of money creation

The actual quote is: Un débat sur la monnaie n'a pas encore eu lieu. Il aiderait pourtant à clarifier les choses, plutôt que d'attendre la prochaine crise. Current translation is: A debate on ...
0
votes
2answers
229 views

A word to describe what a company does when it adds balance to a credit account due to interest

So I have a debt of $500. After a month, I owe $600 because my debtor has added to my account due to interest (also because the account has a terrible APR). In this situation I would say my creditor ...
-1
votes
4answers
258 views

What official English words describe these activities?

Court man goes to bank, and ask for information about suspect's account. Court man goes to bank, and ask for taking steps to control suspect's account, such as freeze suspect's account or unfreeze ...
1
vote
2answers
266 views

What term describes “the degree to which peers can loan each other money”?

I want to make a distinction between two groups of people: Group A has the liquidity and borrowing power. Group B has minimal liquidity and borrowing power. The term "credit rating" ...
3
votes
4answers
428 views

Usage of lapse referring to a loan application?

I wonder, if a loan applicant chooses not to accept or go any further with a loan application, would you describe that act as cancelling or lapsing the application?, i.e., is the application cancelled ...
1
vote
2answers
828 views

Term for a structure of nested holding companies

An example would be a corporation A, that holds a controlling interest (say 51%) in company B, which holds a controlling interest (51% again) in company C, and now company A has a controlling interest ...