Questions tagged [finance]

Questions relating to finance and economics.

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What is the origin/meaning of the term "color" in corporate earnings calls?

What is the origin/meaning of the term "color" in corporate earnings calls? Some examples: ChipMOS Technologies Ltd (IMOS) Q3 2021 Earnings Call Transcript: S. J. will chair the meeting and ...
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7 votes
1 answer
253 views

What word means "change in wealth over time?"

Over at https://money.stackexchange.com/q/146575/75566 we haven't come up with an English word that unambiguously means "change in wealth over time." My perhaps naïve first shot at this was &...
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2 votes
0 answers
82 views

What is the origin of '__ cents on the dollar'?

A question about the origin of the phrase __ cents on the dollar already exists on this site, but that question was interpreted by the answerers as a request for a relatively simple explanation of its ...
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1 answer
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What is the noun of "to credit something to somebody"?

I'm working with digital securities. You can think about company shares. If an investor buys those shares, it is a process with several steps. At the end, the issuer gives the shares to the investor: ...
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0 votes
1 answer
34 views

Meaning of value measure [closed]

Yet average FiCO [consumer credit] scores for the pool, percent of no-doc["Liar"] loan to value measures and other indicators were pretty static.... The point is that these measures could ...
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2 votes
1 answer
58 views

Why is the exercise price of an option called a "strike price"?

The exercise price of an option, the set price at which a derivative contract can be bought or sold when it is exercised, is sometimes called the "strike price." Historically, why is it ...
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0 votes
2 answers
83 views

How did "-able" semantically shift to mean "requiring"?

Etymonline on "-able" doesn't expound the origin of "requiring". -able common termination and word-forming element of English adjectives (typically based on verbs) and generally ...
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0 votes
1 answer
29 views

Natural Collocations (Finance)

Could you please tell me what the native-like option for this case is: He diversifies his stock portfolio OR He varies his stock portfolio. I am talking about the stock market (finance).
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2 votes
0 answers
67 views

In need of accurate translations for "discount" [closed]

I’m writing a program for point of sales work. Thus, in my code, I need to name things (in English) related to concerns like "Store", "Sales", "Price", etc. I’m now ...
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-1 votes
2 answers
3k views

How did 'whale' semantically shift to mean manipulator of stock market prices?

I couldn't find this finance meaning on OED or Merriam-Webster, probably for it's too newfangled? Recently SoftBank has been blazoned as the NASDAQ Whale. I'm not convinced by the explanation in the ...
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1 vote
0 answers
41 views

I'm looking for a word that matches a financial concept

I'm looking for a word that I'm not sure exists (disclaimer: English is not my first language). The foreign exchange market deals with currencies e.g. USD, EUR, etc. The stock market e.g. NASDAQ deals ...
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-1 votes
1 answer
243 views

What exactly do Stop Orders "stop"? [closed]

I understand the meaning of a "stop order" after reading https://money.stackexchange.com/q/96056, https://money.stackexchange.com/q/89018, https://money.stackexchange.com/q/7295. But I don't ...
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-7 votes
1 answer
172 views

"A prudent speculator never argues with the tape. Markets are never wrong, opinions often are." [closed]

$LMND: Why I think the market is wrong about Lemonade : investing. Jesse Lauriston Livermore (July 26, 1877 – November 28, 1940) said this. "A prudent speculator never argues with the tape. ...
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0 votes
4 answers
156 views

How does backwardation semantically relate to backwardness?

What semantic notions underlie 'backward' and 'backwardness', with the meaning of 'backwardation' below? Etymonline overlooked this term. OED is too brusque and doesn't expound the etymology. John ...
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-5 votes
1 answer
166 views

How did 'long' semantically shift to mean 'buy the underlying asset', and 'short' to mean 'deliver the underlying asset'?

Zvi Bodie, Alex Kane, Alan J. Marcus's Investments (2018 11 edn). p 659. A futures contract calls for delivery of an asset (or in some cases, its cash value) at a specified delivery or maturity ...
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1 vote
1 answer
223 views

Umbrella term for Invoice, Debit Note, or Credit Note

I would like to find a generic term for a transaction of type Invoice, Debit Note, or Credit Note. The term transaction is already reserved since the context involves other sorts of transactions ...
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-2 votes
1 answer
33 views

What is 'Elective Application Form'?

I understand what application form is but how is it used with elective? this phrase is from the financial area
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2 votes
2 answers
194 views

Is Dun / dunning archaic?

verb (used with object), dunned, dun·ning. to make repeated and insistent demands upon, especially for the payment of a debt. noun a person, especially a creditor, who duns another. a ...
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-2 votes
1 answer
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word for "upper middle class"?

In the USA, UMC roughly means annual income of $1**000, with enough wealth to own a large house and other comforts, but not enough to own a congressperson. Some words that don't seem right: ...
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  • 158
0 votes
1 answer
351 views

What do you call what remains to be paid of invoice?

There is an invoice in a computer system. It has the "total sum" and the "paid sum" associated with it. How do you call "what remains yet to be paid" on this one invoice? And which sign, plus or minus ...
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  • 177
1 vote
0 answers
363 views

Opposite of expense? [duplicate]

I have a database of invoices. Some of these are to be paid by us. These are called expenses. Some are to be paid us by others. How should I call those? I want a word that is fit to use for invoices ...
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  • 177
1 vote
4 answers
54 views

Is there a term, preferably informal, for upper-tier white collar workers?

I'm looking for an informal term to describe investment bankers, big law corporate lawyers, high-end consultants, and the like. The closest I can come up with is "yuppie", but that's no good because 1)...
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  • 217
1 vote
3 answers
4k views

"pay out" vs "pay off"

"pay out" vs "pay off" In my company we are selling things and expecting to get money from customers by instalments. English is my second language. But I often hear things like "pay out payments" ...
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0 votes
2 answers
110 views

Umbrella term for treasury bills, notes and bonds

I am using interest rate data for all these treasury securities. Because bills, notes and bonds all are used for a certain maturity interval (https://en.wikipedia.org/wiki/...
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-1 votes
3 answers
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Why's a call option called 'call', and put option called 'put'?

I'm asking about etymology, and not what these options are. The answers beneath don't feel convincing; can't 'call' and 'put' be interchanged in them? I'll abbreviate Call Option to CO, and Put Option ...
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0 votes
1 answer
163 views

Is it correct to say "Open shift"?

Is it correct to say open shift and close shift or is it more preferred to use begin shift and close shift? By opening shift, I mean it from the perspective of the worker that uses a cash register or ...
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3 votes
1 answer
88 views

When was the concept of “junk” first applied to finance?

The term junk, used figuratively referring to something of little value, has been used in different contexts in recent decades. According to Etymonline junk food is from 1971, junk art is from ...
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1 vote
1 answer
713 views

What is the opposite of Loan? [closed]

When I take 100$ from Joe with the intention to return it later, Joe is the lender and I am a borrower. This act called Loan from my perspective. I loaned a money from Joe. Joe lent me 100$. How this ...
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0 votes
1 answer
27 views

“authorized as incorporated”?

1 As a result of four two-for-one stock splits on the Common Stock effective October 20, 1989, May 15, 1992, August 22, 1997 and May 21, 2004, the number of shares of Series A ESOP Convertible ...
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-1 votes
4 answers
480 views

A term referring to the amount of money one has? [closed]

I am trying to find a word or term to describe the amount of money one has in posession. For example: Account balance Bank statement outstanding balance Assets In e.g the phrases "check your bank ...
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2 votes
2 answers
280 views

What does “artificial tariffs” mean?

In a tweet, President Donald Trump wrote @realDonaldTrump June 24, 2018 The United States is insisting that all countries that have placed artificial Trade Barriers and Tariffs on goods going ...
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0 votes
1 answer
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Do you "convert money" when you are exchanging with a foreign currency?

I was in the bank the other day and the teller asked me how much of my money I wanted to "convert" into USD. Is this the right form of usage? Cambridge dictionary defines convert in many ways but all ...
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0 votes
1 answer
49 views

Meaning of “discount”

If someone is advertising a “reservation discount” of 75000, does that mean A. The final price will be 75000 or B. The final price will be original price - 75000 ?
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2 votes
4 answers
4k views

Word to describes the money that you lend to somebody?

I am confused about using words related to money. I have looked up in Oxford Learner's dictionaries. The word "loan" has the meaning: money that an organization lends and somebody borrows. On the ...
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0 votes
3 answers
91 views

What does "that split" mean?

I read an article about Sundar Pichai Google CEO. ... Since then, things have gone well at Google under Pichai's leadership, while things at Alphabet have been a bit more rocky. Some of ...
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0 votes
3 answers
487 views

What's a phrase for looking over your accounts?

I'm looking for a phrase that means "to look over your accounts," but I know that's not how it's said in English. The phrase banging around my head is "take account," as in "He took account of all of ...
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0 votes
1 answer
81 views

What does "… a variance in dividend from the forecast as a shock and noise, …" mean? [closed]

I'm having a hard time understanding the meaning of the last paragraph in bold. Can someone explain it for me, in simple English, using simpler terms? Noise arises from an external shock, which can ...
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  • 111
-3 votes
1 answer
59 views

Understanding a billing's message [closed]

It's important and I want to make sure I understand it correctly before replying or reacting in any way. Hello, John here from billing. Thank you for your patience while we reviewed your ...
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  • 101
1 vote
1 answer
432 views

-phobia (or similar) word for "fear of the poor"

Peniaphobia seems to refer at least as much to the fear or hatred of being or becoming poor oneself, as it refers to fear or hatred of people who are already poor. What would be a good word, or ...
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-2 votes
5 answers
133 views

One word describing a money transfer to a digital wallet

I'm wondering how to describe in one word (a noun) the act of transferring money from a lottery operator to the digital wallet of a player who won a prize. It's supposed to be the name of a wallet ...
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1 vote
0 answers
331 views

How to name a the other party of financial transaction (both recipient and sender)?

I am translating a balance sheet and it has a column name of the recipient or a sender of the money. Is there a word that designates "the other party in a transaction"?
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0 votes
1 answer
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What is the legal term for funds that are not fund-of-funds?

I am looking for the legally correct expression for funds that are not fund-of-funds. Those funds do not invest in other funds but to at least 90% directly in stocks or bonds. In German there is the ...
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  • 103
1 vote
1 answer
201 views

Another word for component

I was wondering if someone could give a more appropriate word to use in the case below other than component. This will allow a user to manage all components of the financial landscape. I need the "...
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  • 119
3 votes
1 answer
95 views

Name for industry standard cost

If you are a business that charges neither at the premium end of the scale nor the cheapest... but charge around average prices, what is the name for that? Off the top of my head I'm thinking: ...
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18 votes
5 answers
18k views

Origin of "skin in the game"

The idiomatic expression to have "skin in the game" means to have incurred monetary risk by being involved in achieving a goal. In the phrase, "skin" is a synecdoche for the person involved, and ...
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2 votes
1 answer
101 views

How to head off a legal reading of a term or phrase? [closed]

Terms like 'make whole', 'encumbered', etc have both non-financial/non-legal usages and financial/legal usages and, in some cases, explicit financial/legal definitions. To avoid technical ...
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4 votes
4 answers
11k views

What is the word or saying for when you pay money for something, but don't end up using it?

For example, I buy a bouncy house as a service, but I don't end up using it. I still have to pay for it, because the contract had me pay upfront. Here's another. I sign up my kid for computer lessons ...
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2 votes
2 answers
4k views

Meaning of "three points" in the context of salary / equity

Alice: What (how much) are you guys getting? Bob: Three points each. Does "three points" mean three thousand/grand in this context? If yes then I assume it would be per month. update 1: I heard ...
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  • 247
0 votes
3 answers
3k views

What is the opposite of "paying by installments"?

What is the opposite of "paying by installments"? I'm looking for the proper financial term for paying in full in a single payment.
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0 votes
4 answers
305 views

How did 'equity' semantically shift to mean 'Assets — Liabilities'?

I ask about Equity = Assets — Liabilities here, not its meaning as stock. See Personal Finance For Canadians For Dummies (2018). p 468. equity: In the real-estate world, this term refers to the ...
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