Is it okay to use ain't in formal conversation?

I know ain't can be used for am not, is not, are not, have not, has not. So if I can use it in day-to-day life, it will be easier for me I guess.

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    Like all other aspects of language, it depends on who you're talking to and why you're talking. Sep 25 '12 at 10:46

No, it is not the ideal phrase for a formal conversation. Maybe in commercials, music etc. but not in formal usage between someone you don't know. I mean if you use it in a supermarket it is OK, but kind of weird during a job interview or when talking with a doctor or somebody who you want to show some respect. But I will use it in marketing, commercials, music and stuff of that sort.

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