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Is there english idiom for when someone spends more money than they have?

Thanks in advance.

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    They live beyond their means. Commented May 18, 2020 at 15:26
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    He is always strapped for cash. Commented May 18, 2020 at 15:28

3 Answers 3

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To live beyond one's means: If someone is living beyond their means, they are spending more money than they can afford.

Example: The more gifts she received, the more she craved, until he was living beyond his means.

Collins Dictionary

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Straight out word: spendthrift

a person who spends improvidently or wastefully

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Spending like a drunken sailor

TFD gives:

like a drunken sailor

In an unrestrained, feckless, and frivolous manner. Usually used in reference to spending money.
He always starts spending money like a drunken sailor right after he gets paid, then struggles to cover his rent and bills toward the end of the month.

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