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How can I describe the feeling you get upon realization that you've spent more than you imagined when you see your monthly transactions or bills?

"I feel at a loss" comes to mind but I'm not sure how natural it is.

I would like to ask for some words and expressions to describe this feeling of loss when you were under the impression that you spent way less, as well as what one would say upon such discovery.

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    These synonyms for 'bewildered' at Thesaurus.com (including 'perplexed', 'appalled', 'dumbfounded', 'baffled', 'bowled over' and 'flabbergasted') should help. – Edwin Ashworth Dec 19 '19 at 19:09
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    I was dismayed when I realised I had spent so much. – Weather Vane Dec 19 '19 at 19:11

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