The upstart British bank nearly fell victim to a modern-day run earlier this month. Rumours that it was about to fail spread on social media on May 11th, prompting panicked customers to form long queues at some branches. Metro is not near collapse, but the episode adds to a cascade of bad news this year. Founded in 2010, the bank won customers from traditional lenders with perks such as extended opening hours and pet-friendly branches. However, earlier this year it said it would have to raise £375m ($477m) of new capital following the revelation of a balance-sheet error in January. That has drawn regulators’ attention and sent shares tumbling 70%. Investors may try to replace Vernon Hill, the firm’s founder and chairman, at today’s annual shareholder meeting. It isn’t Mr Hill’s first brush with trouble: he started Metro Bank after his last venture, Commerce Bancorp, ran afoul of American regulators. Disruption is a risky pursuit.
What does 'disruption' mean, does it refer to the behavior of challenging regulators?