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I'm having trouble deciding if "I estimate to be $10,000.00" is a non-restrictive or restrictive phrase, and therefore the need for a comma surrounding this phrase.

In addition, is a comma required after "unable to do so"?

"The problem lies in generating the necessary capital to make a down payment, which I estimate to be $10,000.00, and I worry that if I am unable to do so, my plan to pursue the opportunity presented before me may be in jeopardy."

Thank you!

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  • Do you need to get all of that information into a single sentence? – KillingTime May 28 '19 at 5:08
  • Not necessarily... – Bobby Edwards May 28 '19 at 5:54
  • If I change it to the following, do I need a comma before "which"? "The problem lies in generating the necessary capital to pay for first and last months rent, which I estimate to be $2,200.00. I worry that if I am unable to do so, my plan to pursue the opportunity presented before me may be in jeopardy." – Bobby Edwards May 28 '19 at 5:56
  • Yes, the comma separates "which..." into a subordinate clause. – KillingTime May 28 '19 at 6:26
  • You determine if it's restrictive or nonrestrictive. There is no objective necessity of either. It depends entirely on what you are trying to convey. (And once you determine your intention, then you use the appropriate syntax and punctuation to express that.) – Jason Bassford May 28 '19 at 17:35

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