Word to describes the money that you lend to somebody?

Question

I am confused about using words related to money.

I have looked up in Oxford Learner's dictionaries. The word "loan" has the meaning: money that an organization lends and somebody borrows.

On the contrary, which word (or a phrase) describes "money that you lend somebody"?

I have a project about finance. It includes a lot of financial English words. I have to describe "the amount of money that you earn", "the amount of money that you pay", "the amount of money that you borrow from somebody" and "the amount of money that you lend to somebody"

Edited: Finally, I decided to choose the word income/expenditure/debt/loan for my purpose. I am so sorry for my inconsistency. Thank you for all your attention. Thank you!

Answer 1

A customer who wishes to make an important purchase, or has urgent repairs will ask for a personal loan:

And he or she will apply for a bank loan

You can apply for up to £50,000

On the other hand, a bank provides finance (or funding); gives out or approves of loans.

The bank lends money to its customers. The customer borrows money from the bank after he or she has successfully applied for a loan. Therefore the bank is the lender, and the customer is the borrower

Answer 2

Debt is something, especially money, that is owed to someone else, or the state of owing something (according to the Cambridge Dictionary):

• He could no longer pay his debts.
• I owe him nearly $10,000 and my debt is growing every day.
• I'm up to my eyeballs in debt.

Perhaps, loan is still the word you are looking for because it's possible to say "She needed money, so she asked her friend for a loan." Loan doesn't necessarily mean money borrowed from a bank.

Answer 3

I would use "to fund - as a verb" or "funds - as a noun", as describing the act of providing or the money provided for loan purposes (purposes not described). There are other words that can be used, for example - "capitalize", capital and "subsidize", subsidy. The words are commonly used in finance with many applications.

http://www.dictionary.com/browse/fund

http://www.thesaurus.com/browse/funds?s=t

Answer 4

A has money. B needs money. A and B can be individuals or banks or other organizations. Here are some sentences that show you how to use these basic words. This list is not exhaustive (complete), but it should help with what you would like to do. (And by the way, next time you have a basic question like this -- ask it on ELL so you don't end up drowning in a lot fine print.)

A lends B money.

A lends money to B.

A makes a loan to B.

A gives B a loan.

A loans B some money.

B borrows money from A.

B earns a good income but he has a lot of expenditures this month. Therefor he needs to take out a loan.

B will gradually pay off the loan with monthly payments.

A: "B, do you need a loan?"

B: "A, could you lend me some money?"

B: "A, could you loan me some money?"

B goes to the bank to apply for a loan. When he gets there, he says, "I'd like to apply for a loan."

The loan officer helps B fill out the application.

The next day, the loan officer calls B with the good news that his loan was approved and the funds have been deposited in his account.