Please consider the next case: 1) Financial structure and policy. 2) Financial structure, and policy. Can case (1) be read as "Financial structure and financial policy."? Does "Financial" in case (2) refers only to "structure"? Thank you.

  • 2
    Ultimately, both cases are ambiguous, I think. Dec 11, 2017 at 10:02
  • This is not a comma splice.
    – David K
    Jan 10, 2018 at 12:20
  • Complete sentences, especially with the surrounding sentences, are usually very helpful with questions like this.
    – Davo
    Jan 10, 2018 at 13:05

1 Answer 1


1.) Yes

2.) No. The comma inserted breaks your sentence, but also unites two independent clauses.

..upon reading the financial structure, and policy, for the transmission mechanism for the International Bank of Settlements...

The comma is definitely not required however.

  • +1 Good example. I think the parenthetical commas strengthen the reading policy as financial policy, compared to the case without the commas.
    – Lawrence
    Jan 10, 2018 at 10:41
  • I don't see even one independent clause in either of the examples--the one in the question or the one here.
    – David K
    Jan 10, 2018 at 12:21

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