What does "when all's said and done" mean?
Does it have different meanings depending on the situation?
First Guess: it means "most importantly":
"When all's said and done, charity begins at home".
Second Guess: it means "on balance":
"When all's said and done, it is kind of a necessary evil".
Third Guess: it means "you know":
Person A: I don’t have enough cash on hand to pay the bills!
Person B: Not again! When all’s said and done, I think you’ll have to ask your mom for a loan.
Are my guesses correct on what it would mean?