Comma usage with the coordinating conjunction "or"

Question

This is the sentence I was having trouble with, using no punctuation:

Clearly not everyone has been as lucky as me or been able to afford to attend such institutions and have such training.

This is what I have come up with:

Clearly, not everyone has been as lucky as me or, been able to afford to attend such institutions and have such training.

I was concerned, primarily, as to whether the comma would come before or after the "or". It just looks funny to me. Perhaps I could phrase it better? Appreciate any help.

Answer 1

Clearly not everyone has been as lucky as me or been able to afford to attend such institutions and have such training.

The ease of reading might be improved:

Clearly, not everyone has had my luck in being able to afford such institutions and have such training.

Avoiding the phrase "lucky as me" is probably good. It is more acceptable today to use the object form me, in a use like this, than it once was, but I try to avoid it. And the back to back infinitives to afford to attend are a little awkward.

If you wish to keep your original wording, the comma should be placed after"me" :

Clearly not everyone has been as lucky as me, or been able to afford to attend such institutions and have such training.