A minor emergency sends you to the nearest hospital, where you get an examination, including X-rays and an MRI. Fortunately, you have health insurance. But a few weeks later, you get get a bill from some corporation in another state that says you owe them several hundred dollars for X-rays. Or maybe you get a bill from another state for the ambulance that took you to the hospital.
Is there a term for this confusing situation, where services in a particular hospital may be billed to separate entities? I'll accept either a noun or a verb. For example...
He was shocked to discover that he had become another victim of ______ when he received a bill for his ambulance ride from Arizona.
She was dismayed to learn that she had been ________ed by what appeared to be a jigsaw medical service.