Your question is really two questions --
For the aspect of things used everyday, and especially based on the examples you gave (after all, we use some very durable things everyday too -- things very different from your examples):
disposable: An item that can be disposed of after it has been used.
-- WordWeb Online
(of an article) intended to be used once, or until no longer useful, and then thrown away.
synonyms: throwaway, expendable, single-use
(of a person or idea) able to be dispensed with; easily dismissed.
"the poor performer is motivated by the fear that he or she is highly disposable"
(chiefly of financial assets) readily available for the owner's use as required.
"he made a mental inventory of his disposable assets"
synonyms: available, usable, spendable
noun: disposable; plural noun: disposables
an article designed to be thrown away after use.
"don't buy disposables, such as razors, cups, and plates"
-- (First/main Google hit for "disposable definition")
On the other hand, for the aspect "things that we use not to make money but to kind of maintain life": These are subsistence goods or consumer goods, as opposed to capital or means of production .
This second aspect has really nothing to do with the first one you asked about. (The question is really unclear, by amalgamating the two.)