What word * refers to the fear that ceilings will fall on you?
Example: John's * made him decide to live in a bungalow, because he thinks one ceiling falling on him would not be sufficient to kill him, but two or more would.
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alto- (high) celaro- (ceiling) phobia (irrational fear)
an irrational fear of high ceilings
So, by analogy:
obcursu- (falling) celaro- (ceiling) phobia
Behold obcursucelarophobia: an irrational fear of falling ceilings.
May be not exactly what you are looking for, but Anablephobia is some what related.