For example: I heard a noise downstairs in the middle of the night and feared it was an intruder. When I checked it out, I found the noise was from a plant on my porch knocked over by the wind.
More scared (or afraid) than hurt
She was more scared than hurt.`"Old Ebenezer" by Opie Read
I like this one:
Its bark was worse than its bite.
Here's a link.