Is there any phrase or idiom meaning 'I don't have enough money nowadays'?
I just want to know sentences which are used in everyday life.
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"I don't have enough money nowadays" sounds odd. I would say, "I have been lacking in funds lately." You might be asking for slang, which changes over time and differs from place to place.
As an American growing up in the 1950s, I use the expressions:
Since people generally do not like to admit they are broke, they usually minimize the problem, saying, for instance, "I can't afford x", where x is the direct object. E.g.,
There are also many idioms for being broke, such as,
The wolf is at my door.
There is also the vulgar expression,