Is there an antonym for beneficiary that is not simply "giver" or "payer"? I'm looking for a word that roughly mean someone who loses financially in the case of an event.
closed as off-topic by user140086, BladorthinTheGrey, sumelic, Nathaniel, NVZ Nov 30 '16 at 18:58
This question appears to be off-topic. The users who voted to close gave this specific reason:
- "Questions on choosing an ideal word or phrase must include information on how it will be used in order to be answered. For help writing a good word or phrase request, see: About single word requests" – Community, BladorthinTheGrey, Nathaniel, NVZ
"Obligor" seems to capture the sense you are looking for.
From Oxford Online:
A person who owes or undertakes an obligation to another by contract or other legal procedure
Settlements may not be approved as to one joint obligor unless approved as to all obligors, including any other persons who may have previously assumed the debt.
From Oxford Advance Learner's Dictionary
benefactor /'be-nə-ˌfak-tər/ (noun) (formal)
a person who gives money or other help to a person or an organization such as a school or charity:
friends and benefactors of the hospital
Benefactor sounds like the best word if you are looking for a word with the same root as beneficiary. In other contexts, you can use donor, contributor, or even sponsor.
I don't think you're going to find a noun that satisfies your requirement, but there are several adjectives that describe such a person.
They could be accountable or liable, for instance, even if they aren't personally responsible, guilty or culpable of having caused the event.
Here's the example:
Two parties commit fraud on behalf of their companies. One company is the beneficiary and the other is the... ?
Victim is the closest of all the words given above, but I wouldn't say that is the best still because its not like that company was entirely innocent. But its also not capturing the whole picture to simply call them the "payer," either.
If you (or anyone else) had in mind 'beneficiary' as someone who is the recipient of beneficence - a kindness perhaps not anticipated - then indeed there does not seem to be an antonym. But one might think there OUGHT to be - 'ought' by noting the existence of almost lost words such as maleficial which seems to be an antonym of beneficial. So can I suggest a neologism - maleficiary? Well, I am about to use it and see if the journal editors cry foul!
a Victim is maybe your best antonym to Beneficiary (at least that I could think of)
I don't know of any standard or legal usage here, but how about (the) disadvantaged ? E.G.:
The beneficiaries of the Affordable Care Act gain in large part at the expense of the (financially) disadvantaged; those who had to pay a higher premium than they otherwise would have before the implementation of the ACT.
(plenty of serviceable synonyms, especially with the use of "financially" before : the burdened, deprived, even shorn...) The only questions are which are formally accepted as nouns, and what connotation are you shooting for.