I was studying connected speech and I read when we say for example
I've finished my homework
we pronounce the 've and f in finished as only one sound.
Is it only in this case or whenever I use this contraction?
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As an American English speaker, I would say the words run together of course, but there is still a "v" (lips vibrating) sound followed by a propulsion of air "F". I don't completely eliminate the v sound and say "I finished." It would be a subtle difference, but I would pronounce "I finished" and "I've finished" just slightly differently.
No, I've never sounds like If, not even in this contraction.
However, the contraction does make the v sound disappear or melt together with the following f, just like a d does when followed by a t:
I'd take it.
and more generally, when a "soft" consonant is followed by its "hard" counterpart:
web project bedtime fog computing give feedback quiz star