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i had a hard time in using these similar looking words at appropriate places. some help would be appreciated. Thank you

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Affect is a verb and effect is a noun. So for example:

The drought affected the growth of the economy.

The drought had a great effect on the growth of the economy.

However, it gets more complicated: effect can also be used as a verb, which means to bring about. This is rarer, though, and mostly used in formal English. For example:

The Fed effected the rise of interest rates.

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