Note that I'm supposed to use Oxford comma. Now do I need a comma at the place of the question mark?
When such change adversely affects the system, vulnerability increases[?] and a banking crisis becomes more likely.
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Sign up to join this communityNote that I'm supposed to use Oxford comma. Now do I need a comma at the place of the question mark?
When such change adversely affects the system, vulnerability increases[?] and a banking crisis becomes more likely.
A comma isn't needed in this case. Don't get confused with "When such change adversely affects the system" being the first item in the list. Since there are only two items, no comma is needed.