What is the verb used when a bank check has been paid? Is the word cleared?
To be more specific, I'm looking for the word that means the check has been completely processed and it has either been cashed or deposited to another account. Should I just use the words cashed or deposited?

  • If the bank has decided that a check you deposited had enough money on the account it was paid against, they would clear it and the check would have been cleared
    – mplungjan
    Feb 19, 2014 at 9:40
  • Instead of depositing it, you can also cash it. Of course, the bank will again first clear it.
    – oerkelens
    Feb 19, 2014 at 9:41
  • So after the check has been cleared the money has been transferred where it should have, right?
    – AtoMerZ
    Feb 19, 2014 at 9:42
  • Not cleared. I would think paid is the only word that actually means 'paid' in this context. What's wrong with paid?
    – Kris
    Feb 19, 2014 at 9:43
  • @Kris When when I say I have paid you by check, it means I've written you a check. It doesn't mean you have cashed it, right?
    – AtoMerZ
    Feb 19, 2014 at 9:46

2 Answers 2


It seems the word you are looking for is cleared

  1. someone pays you with a cheque.
  2. you deposit you have money now on your account
  3. within a few days/a week the bank clears the cheque at the other bank and you can keep the money - the cheque has cleared
  4. if it does NOT clear, it bounces and the amount is deducted from your account

2a. if you cash it, the bank has to clear it immediately or will deduct the amount from your account if it does not clear, so you will need to have an account in that bank

UK Barclay cycle


  • If I cash the check in step 2 and do not deposit it to my account how can the bank deduct the amount from my account if it bounces? It seems a little odd. I'd appreciate an explanation but I don't wanna make this a financial question. I'm just looking for the right word to mean I have the money for sure (no going back) and I guess you're proposing clear.
    – AtoMerZ
    Feb 19, 2014 at 10:07
  • @AtoMerZ In most circumstances, you cannot cash a cheque and must deposit it. If it's cashed immediately and is subsequently dishonoured, the bank reclaims the money it gave you (either in cash or into your account) by deducting it from your account.
    – Andrew Leach
    Feb 19, 2014 at 12:18

The word used in the UK is cleared.

23. To pass (a bill, cheque, through-ticket) through the Clearing-House.

1868 J. E. T. Rogers Man. Polit. Econ. (1876) xi. 148 Many millions in value of such bills [of exchange] are weekly cleared through the London bankers.


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