For instance, in my dream last night I noticed a wolf in my room creeping towards me, but then a big dog came in the room and scared the wolf away. The dog belonged to two brothers, who started asking me for a cash reward for sending their dog to save my life. However, I accused them of sending the wolf in there intentionally, just to collect a reward after saving me.
Is there a term for this?
Sounds like some sort of protection racket
a criminal activity in which money gangsters extort money from victims in exchange for freedom from molestation - ran a major protection racket involving 100 pubs and bars
Collins Dictionary
A protection racket is itself a type of extortion
the practice of obtaining something, especially money, through force or threats
OED
If they were seeking to collect money from someone else - letting the wolf kill you and collecting money from life insurance or will - that's fraud
