Questions relating to money and economics.

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3answers
46 views

How did 'equity' semantically shift to be used in 'Home Equity'?

[OED :] Draft additions 1993 The net value of mortgaged property after deduction of charges outstanding on it; more generally, the amount of a debt which has been paid off. Chiefly U.S. [ ...
0
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1answer
59 views

Generic term for either debit or credit

In double-entry accounting, transactions are a series of debits and credits applied onto various accounts. What English term could be used to represent something that is either a debit or a credit in ...
2
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1answer
63 views

What words describe the relation between “dollars” and “cents”?

A dollar can be divided up into 100 cents. A Swiss franc can be divided into 100 rappen. What are the words that describe these units (dollar vs cents or franc vs rappen)? I found out that ...
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2answers
48 views

English word for “monnaie” in the context of money creation

The actual quote is: Un débat sur la monnaie n'a pas encore eu lieu. Il aiderait pourtant à clarifier les choses, plutôt que d'attendre la prochaine crise. Current translation is: A debate ...
2
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0answers
54 views

Usage of Robo vs Robot [closed]

In my job I'm researching about finance management and advisors. There is a class of software called "Robo Advisors". They are not Robot Advisors, but Robo. ...
0
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2answers
55 views

A word to describe what a company does when it adds balance to a credit account due to interest

So I have a debt of $500. After a month, I owe $600 because my debtor has added to my account due to interest (also because the account has a terrible APR). In this situation I would say my creditor ...
0
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4answers
162 views

What official English words describe these activities?

Court man goes to bank, and ask for information about suspect's account. Court man goes to bank, and ask for taking steps to control suspect's account, such as freeze suspect's account or unfreeze ...
0
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1answer
91 views

What term describes “the degree to which peers can loan each other money”?

I want to make a distinction between two groups of people: Group A has the liquidity and borrowing power. Group B has minimal liquidity and borrowing power. The term "credit rating" implies it's ...
4
votes
4answers
95 views

Usage of lapse referring to a loan application?

I wonder, if a loan applicant chooses not to accept or go any further with a loan application, would you describe that act as cancelling or lapsing the application?, i.e., is the application cancelled ...
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2answers
91 views

Term for a structure of nested holding companies

An example would be a corporation A, that holds a controlling interest (say 51%) in company B, which holds a controlling interest (51% again) in company C, and now company A has a controlling interest ...
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3answers
78 views

Word for “Someone who seeks investment for a company”

What is a word for someone who tries to get investment for a company? This may be someone who works for the company or who doesn't work for the company... Thanks a lot.
0
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0answers
59 views

What are the usual name of vouchers for income cash and expenditure?

What are the usual titles of the financial evidence documents when we want to have different documents for income payments and expenditure?
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1answer
126 views

What does a “run on a bank” mean? [closed]

I've heard it in several finance movies and the sentiment is kind of clear but what does it actually mean, "a run on a bank"?
0
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1answer
180 views

Etymology of 'security' in finance [closed]

[OED:] 5. e. Chiefly in pl. Originally: a document held by a creditor as a guarantee of the right to payment, or attesting ownership of property, stock, bonds, etc.; [5.2] (hence) the ...
2
votes
1answer
48 views

Correct term to describe how many % a portfolio consists of a certain stock?

I'm looking for a simple word used to describe how many % a portfolio consists of a certain stock. I.e. "The GOOGL shares takes up a large ____ of my portfolio." Or "The ____ of the GOOGL shares in ...
3
votes
3answers
5k views

Fiscal versus Financial [closed]

I've never quite got the hang of this one. Money is the object, but what's the difference between for example 'fiscal policy' and 'financial policy', or are they indeed merely synonyms?
2
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3answers
170 views

Term to describe a collection of expenses you didn't think of

When making out a expense chart for example I know there is a term (as I have seen it before) where you can put it in for expenses that may come up that you initially didn't think of - it's not ...
5
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2answers
503 views

Liquid Metaphors in the World of Finance

I want to use the terms in bold, to illustrate how these aquatic expressions can be used to a student of mine who is a trader. Obviously, I've exaggerated and greatly simplified the theme but I would ...
5
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2answers
613 views

Etymology of “plough back” meaning to reinvest

What is the etymology of the phrasal verb plough back which Macmillan Dictionary defines as plough back: to put any profits made by a business back into it in order to make it more successful ...
1
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1answer
93 views

regarding the phrase “carry perspective” and “carry standpoint”

I've encountered a phrase that I can't make out as yet despite my futile attempts to look it up in several dictionaries, along with browsing several online articles containing such phrase. It's in a ...
0
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3answers
90 views

Term for closing a stock trade?

I'm TA:ing a programming course and am writing up the instructions for a lab in which the students will implement a toy stock trading platform. I'm not too familiar with financial lingo, so there is ...
1
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1answer
863 views

What do the expressions “offshore”, “blind filing” and “operating at a total loss” mean?

In the 2014 film The Other Woman, there is an exchange between several characters: Carmela - Yay.- Mark's not just a cheating scumbag, he's also a thief. Look what I found. This is a list of all ...
2
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1answer
170 views

How did the verb 'leverage' evolve to mean 'use borrowed capital'?

What's an intuitive derivation behind ODO's definition that helps to internalise its meaning: to leverage = Use borrowed capital for (an investment), expecting the profits made to be greater than ...
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2answers
750 views

When are Roman Numeral suffixes appropriate for number abbreviations?

This question was asked and closed last year as general reference. However, it did not attract the caliber of answer I expected it to. I suggested the following content as an edit, but it was rejected ...
0
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2answers
767 views

Is “remaining sum” the same as “remaining balance” [closed]

What's the term to express "left money in my account" ? I found BALANCE, REMAINING SUM and REMAINING BALANCE. Are they identical? Thanks!
1
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2answers
663 views

How did 'equity' evolve to mean 'common shares'?

[OED:] 5c. (See quot. 1966.) orig. U.S. 1966    A. Gilpin   Dict. Econ. Terms (1967)   72 Equities, the ordinary shares of a limited company. They carry the right to the residue of a company's ...
15
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5answers
222k views

what is the correct abbreviation for millions, billions and trillions in a financial context?

I've found answers on the web but also got conflicting answers from financial professionals (coworkers). In metric, you'd use M (mega) for million, G (giga) for billion and T (tera) for trillion. ...
3
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3answers
2k views

What is the origin of “long” and “short” in finance?

In finance, "short selling" or "shorting" is the practice of borrowing shares of stock and immediately selling them in hopes they will decline in value, allowing you to repurchase them later at a ...
4
votes
3answers
235 views

What is the word for “money I want to spend in the future”?

What would be the short English term for "money I want to spend in the future"? I ask because I've created a simple app for personal finances, where a user can add all the predicted spendings. Right ...
1
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2answers
695 views

What's the difference between “finance hub” and “financial hub”?

Though the phrase "financial hub" is much more widespread (according to a Google search), I have seen "finance hub" as well on news sites. Does the second have a different meaning?
5
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1answer
1k views

I'm looking for a word to describe artificially inflating a price to keep it consistent

As the title says - I'm struggling to find a word to describe the value that is added to the price charged for something to avoid passing on manufacturing savings to the customer. For example if ...
2
votes
1answer
812 views

What to call the mean between Buy price and Sell price?

In currency exchange (for example when you have US dollars and want to buy euros, or the opposite), what do you call the mean between the Buy price and Sell price? In Japanese we call it TTM: TTM ...
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1answer
2k views

What does RO mean? [closed]

English is not my mother tongue and now I am reading a financial article about the banking industry in Vietnam. In it a line says the following: This Section focuses only on the commercial banks ...
1
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1answer
45 views

Dollar Value of a Trade (finance)

When you trade stocks on the market, what best describes the product of shares × price? My candidates are Capital, Amount, Value, ...?
-1
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2answers
18k views

Is there any difference between Loan and Credit?

We are drafting a formal document. I saw somebody replace all occurrences of the word credit to loan. There is no specific meaning assigned to either of these words within the document. Is there any ...
2
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2answers
228 views

Commision on stock market

Is it correct to use word commision as a synonym to order on stock market? In meaning: an instruction from customers to brokers to buy or sell on the exchange. I know that commision is a fee or ...
1
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1answer
522 views

Can “lend” and “borrow” refer to money?

I'm not sure how to use the following words correctly in finance. Until now, I've used lend and borrow to represent acts that are relative to loans. Today, one of my friends told me that lend or ...
11
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11answers
2k views

What is it called when you “refill” a debit card?

How it is called (in the US) when you go to the bank or an ATM to add cash to your VISA/MasterCard debit card? That is, when you add cash to the bank account which is tied to that card. Is it ...
9
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4answers
3k views

Meaning and acceptability of “One fifty” when speaking of dollars

I was watching Errol Morris' ‘11 Excellent Reasons Not to Vote?’. At some point, the dialog goes this way: ― If I could sell my vote, I probably would. ― How much? ― How much? Psssh... ...
3
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3answers
778 views

Etymology of “avalising” (guaranteeing)

An avalising bank is a "bank that ensures payment on a note, bond, or other debt instrument in the event of default. ... the avalising bank is not a party to the transaction in any other way". What ...
11
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7answers
2k views

“Bear market” / “Bull market” : what relationship those animals have with economy?

A bull market is a upward trend and a bear market a downward trend, but how did those animals end up in financial terminology?
2
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1answer
523 views

What is the origin of using the term “lease” to signify a financing agreement with option to buy out an asset, as opposed to simple rent?

A formal definition of the word "lease" makes a lease out to be very similar to "rent" in meaning: noun \ˈlēs\ Definition of LEASE a contract by which one conveys real estate, ...
3
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4answers
6k views

“By” vs “Per”. Which one should I use on expressions like “P&L/Geography” or “VaR/Asset”?

In the finance field, it is quite common to express some measures in relation to some grouping criteria. Some groupings can be temporal (year, month, etc.) and others like greography, asset class ...
13
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5answers
2k views

Etymology of the word “broker”

I’ve had this personal hypothesis in the back of my mind for many years now about the etymology of the word “broker”. I have gathered a few pieces of the puzzle (many of them in French and a few of ...
3
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2answers
344 views

Meaning of “triple witching hour”

What does the phrase triple witching hour mean? I have seen it in the financial news relating to stock markets. I sense it has to do with the convergence of three events, deadlines or periods that ...
13
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8answers
3k views

Is there a hypernym for debit/credit?

I’m looking for a generic word that means “debit or credit”. Say I have a transaction, and I don’t know whether it’s a debit on the account or a credit on the account, and I want to ask about it, is ...
2
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2answers
7k views

Difference between accounting, finance and budget [closed]

What's the difference between accounting, finance and budget? Are some of them included in the others?
9
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16answers
3k views

Informal terms for money amounts

What informal terms are used in English as money amounts? I know the following US terms and I'm curious about the rest: a grand: 1000 dollars a buck: 1 dollar