masculine and feminine tenses
Masculine versus feminine versus neuter are genders, not tenses. Past, present, past prefect, etc, are tenses.
Just because English uses the neuter gender, while several latin-based languages assign genders, has nothing really to do with how "general" an idea that can be expressed in the language is. The word for "map" in Spanish ("Él mapa" -- interesting word because it's masculine yet still ends in "a" -- tripped me up quite a bit in my Spanish classes) is masculine. That doesn't mean that there's anything inherently "male" conveyed about the map, just that the word map is masculine. It's just something you have to remember about the word.
English is similar, but more so for it's pronunciation. You can always pronounce a Spanish word because the language itself is phonetic. However, in English there are a few general patterns, but there are plenty of oddballs with respect to pronunciation -- "pterodactyl" anyone?
EDIT: The short and sweet answer to your question is: no, English is not "more general".