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I am trying to figure out a formal way of asking for a payment. Is the phrase:

Please forward us the amount owed.

too formal, too outdated or not clear?

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The word forward might be a little outdated. What's wrong with send?

"Please send us the total amount due by April 25. Thank you."

Sometimes creditors will add the following: "If you have already sent us your payment, please disregard this letter!"

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